Home insurance protects your property and your belongings. The home insurance is made up of 2 parts which can be set up individually or as a combined policy.
Buildings insurance covers the cost of repairing damage to the structure of your property. This includes the walls, windows and roof as well as permanent fixtures and fittings such as baths, toilets and fitted kitchens. As a general rule, buildings insurance covers the cost of rebuilding your house from the ground up.
Contents insurance on the other hand, covers the cost of replacing your belongings in your home if they are damaged, destroyed or stolen. Generally, your ‘contents’ are defined as the items that you would take with if you moved home.
Landlords Insurance is similar to home insurance, but is specifically designed to cover rental properties.
Landlords Buildings insurance policy protects against damage to your property as a result of fire, flood, theft, vandalism and subsidence amongst other things.
Landlords Contents insurance policy protects landlords who rent their property on a part or fully furnished basis. This will cover the cost to replace or repair items such as furniture, carpets, white goods and televisions.
Landlord Legal Protection & Rent Guarantee Cover is designed to help landlords through difficult and often stressful legal situations by providing £100,000 of cover per year. It also includes the option to add cover for up to £2,500 per month for unpaid rent for a maximum of 6 months.
Charterhouse Financial Solutions is registered in England and Wales: Fiscal House, 367 London Road, Camberley, Surrey, United Kingdom, GU15 3HQ. Company Registration Number 11740944.
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